tag:blogger.com,1999:blog-5452025352696285200.post8516954173551394238..comments2024-02-23T04:59:26.907-05:00Comments on But I Did Everything Right!: Hump Day Horror Stories: Don't Go!Angelhttp://www.blogger.com/profile/07820446523257638689noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-5452025352696285200.post-2957894057648374452011-01-10T11:44:18.297-05:002011-01-10T11:44:18.297-05:00While I do agree that this is a big issue and ther...While I do agree that this is a big issue and there are a lot of people who can't repay their loans. I do have to say some of these people are idiots. I mean, I honestly don't understand how people think they're going to go into the non-profit world and still be able to afford to pay off over $100,000 in loans. I'm sorry you weren't smart enough to use common sense.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-18496586535675932902010-12-10T22:45:20.049-05:002010-12-10T22:45:20.049-05:00To David: it's great that you're using tho...To David: it's great that you're using those two programs to somehow justify the high cost of law school, but did it occur to you that people can't even get a low-paid legal job these days, let alone a job in public service? Many of us would love to take advantage of those programs, but when earning no money, nor having any chance of getting a real legal job or a public interest job, we're kinda screwed. (Yes, I am also aware that public interest encompasses far more than legal jobs, and includes teaching, law enforcement etc., but a law degree doesn't actually qualify us for any of those jobs. I've tried...)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-33907214720856952382010-12-09T10:59:28.130-05:002010-12-09T10:59:28.130-05:00David's comment, while addressed to Meredith, ...David's comment, while addressed to Meredith, might actually be helpful to others.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-86766044417793327762010-12-09T10:48:28.693-05:002010-12-09T10:48:28.693-05:00I'm a 45 yr old non-grad who has worked in the...I'm a 45 yr old non-grad who has worked in the nonprofit world since high school. I just recently realized that my dream of getting a degree might not be a very practical one, which is really sad. I now work in the development office of a law school and am horrified to see the amount of debt graduates are leaving with. We do offer some loan repayment assistance - it's something that we fundraise for. I sent this blog around our office in the hopes of using it as a motivator for our fundraisers.<br />If you haven't already, check with your alma mater to see if they can help. <br />There are also some federal assistance programs for people working in the nonprofit sector. Contact your school to find out more about it. Also, you can ask your school's alumni relations office for lists of alumni in your area and network. Attend regional events when you can. Keep trying. (and keep your eye on the jobs pages of colleges/universities nearby. The passion you show here can translate well into the nonprofit world.) We should all keep talking about this problem. Giving up won't fix it. Remember that there are lawyers out there who have found their dream jobs and it hasn't always happened quickly. Just don't give up.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-44693668523352120032010-12-09T09:50:06.563-05:002010-12-09T09:50:06.563-05:00Meredith isn't on this site, mill schill. Howe...Meredith isn't on this site, mill schill. However its good to know the debt mills are watching their detractors. <br /><br />Besides she already consolidated long ago, and unless it was with direct loans, she is pretty much fucked.<br /><br />Between this, breaking up with my girlfriend, and carl crawford signing with the hated red sox, today pretty much is shit.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-4000163454909588622010-12-09T09:19:58.566-05:002010-12-09T09:19:58.566-05:00This comment is for Meredith. I am the Director o...This comment is for Meredith. I am the Director of Financial Aid at Vermont Law School. I am writing to encourage you to look into the new Income Based Repayment program that was created by the Department of Education in July, 2009. Under this program, your monthly loan payments are based on your adjusted gross income,so you payments might be more manageable. In addition, they also created a new Public Interest Loan Forgiveness program whereby, if you work in a public interest job, which you are, for 10 years and make 120 on time loan payments under the Income Based Repayment program, the federal government will forgive the remainder of your debt after those 10 years. My understanding is that the eligible employment can have a start date of 2007. You should contact the Department of Education Consolidation Services at 800-557-7392 to see if you qualify for either of these programs.<br /><br />Hope this helps.Davidnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-76804693978825666382010-12-08T20:42:33.674-05:002010-12-08T20:42:33.674-05:00What I can't figure out is why 0Ls didn't ...What I can't figure out is why 0Ls didn't do their due diligence. I contemplated attending law school. Before I did, I did some research. I talked to my attorney, a former attorney, my brother (who's a VP at a Fortune 500 company), and read about the legal profession.<br /><br />One of the best things I ever did was purchase a copy of Robert H. Miller's <i>Law School Confidential</i>. It was the best $15-$20 I ever spent in my life! Thanks to that book, I realized that law school wasn't a good bet, so I didn't do it.<br /><br />Guess what? I found out that there are too many lawyers; that getting a job was extremely difficult even BEFORE the economy tanked; ergo, going to law school as a bad idea. Why didn't others do likewise? Couldn't these other 0Ls have done something similar?MarkyMarkhttps://www.blogger.com/profile/02710045100037253902noreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-58376372270871323352010-12-08T19:25:11.419-05:002010-12-08T19:25:11.419-05:00I love the "just go overseas" people.
D...I love the "just go overseas" people.<br /><br />Do you think they just hand out work visas when your plane lands in London or Perth or wherever?<br /><br />Believe it or not, countries not named the USA actually enforce their immigration laws.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-16178502783648939912010-12-08T18:48:48.628-05:002010-12-08T18:48:48.628-05:00Please take down the noose.
We have a 9.8% unem...Please take down the noose. <br /><br />We have a 9.8% unemployment rate in this Country, and people are living hand to mouth. Law Grads are particularly screwed because they are starting from less than zero. They can't "start over," and are trapped, but there is hope. If that Bankruptcy Bill passes expect to see Student loans tighten up, which will lower the ability of schools to raise tution. No loans + no cash = deflating tuition. That means some of those Diploma mills will collapse. Can you imagine the day that one of them decalres bankruptcy?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-82501052004064110392010-12-08T18:33:06.814-05:002010-12-08T18:33:06.814-05:00@Anon. 6:25
Yes. I said that same thing about thi...@Anon. 6:25<br /><br />Yes. I said that same thing about this time last year, and now I'm out of the country - on IBR and 3 months behind on the private loans. Job to start next year, sometime. I'm going to try to hold it together until then, but if it's a foreign bankruptcy, a complete avoidance of the obligation to pay or just paying as much as I can (now that I'm in a country that's friendlier to normal, average people with normal incomes and work possibilities), then that's the plan.<br /><br />YOU HAVE TO LEAVE THE U.S. The rest of the world is not suffering like you are. It shouldn't be this hard to live your life.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-13862591643928365532010-12-08T18:25:07.068-05:002010-12-08T18:25:07.068-05:00I do not understand the lack of creativity. I thi...I do not understand the lack of creativity. I think it's because lawyers, for the most part, always did things the "right way." Get good grades. Go to a good school. Pay your bills. Respect the man. Fork that. Really, this is important...fork that. Every person, from the highest to the lowest will stick it in your ass if you bend over. You have to be prepared for this. Now it's time to stick it to them. Have fun with it. There is a freedom in being totally fucked. There really is. Embrace the freedom or let it kill you. If you do the latter, they win. Now what fun is that?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-43464105110177815002010-12-08T17:44:35.842-05:002010-12-08T17:44:35.842-05:00For the people contemplating suicide, why not just...For the people contemplating suicide, why not just consider leaving the country? I would think they would value living debt-free, albeit in a foreign land, over killing themselves.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-37285901352731613812010-12-08T17:32:23.554-05:002010-12-08T17:32:23.554-05:00Suicide is not the answer. But I can see how peop...Suicide is not the answer. But I can see how people would feel helpless. You cannot get out of these loans - and the job market is fundamentally restructuring. For $ome rea$on, policymakers, i.e. handpuppets of the banking cartel, feel that it is a good idea to consign an entire generation to a lifetime of debt servitude.Nandohttps://www.blogger.com/profile/06423524039657355134noreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-14114493343605572862010-12-08T16:40:16.197-05:002010-12-08T16:40:16.197-05:00I graduated from a top 20 law school in 98. I mad...I graduated from a top 20 law school in 98. I made dean's list first semester but this was not enough. I did not get a placement from OCI. I had career services at my law school look at my resume, and they said it looks fine. Later, I sent out 200 resumes and got nothing. I was horrified. A terrible depression and anxiety overwhelmed me. <br /><br />I tried networking but that did not go anywhere. I got so desperate I started cold calling lawyers in the Yellow Pages, it seemed like no one wanted law graduates. I debated dropping out of law school, but I finished it out. <br /><br />Later, I started getting hounded by the student loan people. They were harassing me and my family non-stop. I feel depressed and humbled by my experience. I look at how tuition has more than doubled since I graduated, and take small solace that I did not incur almost triple my debt at today's tuition. Maybe at this rate tuition keeps going up my degree will be worth something.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-5764498418694370452010-12-08T16:07:35.892-05:002010-12-08T16:07:35.892-05:00Keep the noose. People do commit suicide, you know...Keep the noose. People do commit suicide, you know. That happens. Some of them even use a noose. That's reality. I'm not making light of it. That issue is much too close to me to do that. I suppose you think it should be removed, though, because otherwise you cannot continue to indulge your delusion that you live in a world in which it doesn't happen? Well, my friend, some people see that - one way or another - every day. You can't tolerate a photo on the internet . . . .Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-34836755654238452612010-12-08T14:05:31.992-05:002010-12-08T14:05:31.992-05:00No, the noose is appropriate.
"The other e...No, the noose is appropriate. <br /><br />"The other exception concerns individuals who are vulnerable to suicide, a small but significant percentage of the population, who need a feeling of usefulness to others, validation by them and freedom from feeling burdensome, to such an extent that without utilization they feel no entitlement to life itself. "<br /><br />http://www.huffingtonpost.com/harvey-white-md/post_1397_b_793678.htmlAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-50330183282998095492010-12-08T12:52:24.904-05:002010-12-08T12:52:24.904-05:00Remove the noose. It's just not appropriate, i...Remove the noose. It's just not appropriate, it's callous and crude.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5452025352696285200.post-32188767994753465352010-12-08T12:39:51.958-05:002010-12-08T12:39:51.958-05:00On September 15, the House Judiciary's Subcomm...On September 15, the House Judiciary's Subcommittee on Commercial and Administrative Law passed H.R. 5043, the Private Loan Bankruptcy Fairness Act of 2010. This is an important step forward for students and consumers, and we are hopeful that the bill will continue to move forward.<br /><br />On September 15, the House Judiciary's Subcommittee on Commercial and Administrative Law passed H.R. 5043, the Private Loan Bankruptcy Fairness Act of 2010. This is an important step forward for students and consumers, and we are hopeful that the bill will continue to move forward. <br /><br />Please urge your representatives in Congress to support these bills to provide fair treatment of borrowers with private student loans. <br /><br />CLick on the following link to fax petition-Fax one every day from now until the current sessin ends<br /><br />http://projectonstudentdebt.org/letter_view.php?idx=21Anonymousnoreply@blogger.com